You will still need the good graces of your boss for a smooth ride to the approval of your loan.
To get your free Mortgage Refinancing Video Toolkit, visit RefiAdvisor.com using the link below.

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This pushes rates refinancing descend and illuminates perspective for Lowest refinancing rate. Consult charged by different lenders and give a chance to compete to refinance your mortgage to your current lender mortgage rates.

There are many lender out there right now looking for new clients who are looking for best rates.

You should be able to get a shorter term, for example, you might be able to pay off your mortgage in 15 years instead of your current 30 year loan for example.
If you found a beautiful old house sale for a pittance, beware there might be ghosts around.